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BFM Times > Crypto > Crypto Wallets > What Is a Seed Phrase? How to Secure It Properly
CryptoCrypto Wallets

What Is a Seed Phrase? How to Secure It Properly

Santosh Kumar
Last updated: February 27, 2026 6:17 am
Santosh Kumar
Published: February 27, 2026
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Crypto wallet users must understand what a seed phrase is. We know it is the most important piece of information in crypto. It holds full control of your funds. They lose access to funds if they lose it. Similar to other words, exposing it means someone can steal everything. The question has a clear answer. We define it as a set of random words created when you make a crypto wallet. It gives full access to your wallet & all its assets.

Contents
  • What Is a Seed Phrase & Why Does It Matter?
  • How Does the Recovery Phrase Work in Crypto?
  • What Is a 12 Word Seed Phrase?
  • What Common Mistakes Do People Make with Their Seed Phrase?
  • How Can You Secure Your Seed Phrase Properly?
    • Write It Down on Paper
    • Use a Metal Backup
    • Store in Multiple Secure Locations
    • Never Store It Digitally
    • Use a Passphrase 25th Word
  • What Are the Best Practices for Wallet Backup Phrase Security?
  • What Happens If You Lose Your Seed Phrase?
  • Frequently Asked Questions
    • What is the safest way to store a seed phrase?
    • How are seed phrases secure?
    • How hard is it to crack a 24-word seed phrase?
  • Conclusion

In this article, readers will gain insights into the What Is a Seed Phrase featured on BFM Times

What Is a Seed Phrase & Why Does It Matter?

The seed phrase is also called a recovery phrase or a mnemonic phrase. We see it as a list of 12, 18, or 24 random words. It follows a specific order. These words act as the master key to your crypto wallet.

The crypto seed phrase’s meaning is simple. We describe it as a readable backup of your private key. It helps you restore your wallet if your device is lost, stolen, or damaged. They face permanent loss if there is no phrase. Similar words show that it is very serious.

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How Does the Recovery Phrase Work in Crypto?

The recovery phrase in crypto works differently from a normal password. We know a password can be reset with email verification. It cannot be reset by anyone, not even the wallet provider.

This design keeps control in your hands. They do not hold your keys because crypto runs without central control. The recovery phrase in crypto must be stored safely & privately.

Most wallets today follow the BIP39 standard. We see that this standard uses a list of 2048 possible words. It picks random words from this list. They form a unique phrase linked only to your wallet.

What Is a 12 Word Seed Phrase?

The most common format is the 12-word seed phrase. We consider it strong security for everyday users. It looks like this example below.

apple bracket ocean sunset pencil mirror flame journey bridge candle whisper galaxy.

Each word in the 12-word phrase is carefully selected. We stress that the order matters a lot. It creates a different wallet if one word is wrong. They must never share this phrase with anyone.

Some wallets use 18 or 24 words for extra security. We explain that longer phrases are harder to guess. It still stays very safe for personal use with 12 words.

What Common Mistakes Do People Make with Their Seed Phrase?

The users make serious mistakes with their seed phrase. We see these errors lead to permanent loss of funds. 

MistakeWhy It’s Dangerous
Storing the phrase on a phone or PCDevices can be hacked or lost
Taking a screenshot of the phraseScreenshots sync to cloud storage
Sharing the phrase via email or chatMessages can be intercepted
Writing it on a sticky notePhysical theft is easy
Using online note appsCloud breaches expose your data
Forgetting where you stored itNo backup means no recovery

How Can You Secure Your Seed Phrase Properly?

The knowledge of what a seed phrase is is only the first step. We must focus on securing it to protect crypto.

Write It Down on Paper

The simplest method is writing your phrase on paper. We recommend using a pen, not a pencil. It should be stored away from water & fire. They must never leave it visible or easy to access.

Use a Metal Backup

The paper can be damaged easily. We suggest using a metal phrase backup for better safety. It allows you to engrave words on a steel plate. They survive fire, floods & physical damage. Similar other words show that it is strongly advised for long-term storage.

Store in Multiple Secure Locations

The users should not keep only one copy. We advise storing the 12-word phrase in two or three safe places. It works well to use a home safe & a bank safety deposit box together. They avoid single-point failure with this method.

Never Store It Digitally

The most important rule for securing a phrase is to avoid digital storage. We warn people not to type it into a phone. It must not be emailed to yourself. They should not save it in Google Drive or iCloud. In other words, explain that even encrypted digital storage carries risk if a device is compromised.

Use a Passphrase 25th Word

The wallets may offer a passphrase feature. We see this as adding an extra word to the seed phrase. It works as a second layer of security. They cannot access the wallet without the passphrase, even if someone finds the phrase.

What Are the Best Practices for Wallet Backup Phrase Security?

The summary for wallet backup phrase security is clear. 

  • Write it down immediately when creating a new wallet. 
  • It is important to verify the backup by checking each word carefully. 
  • They should test recovery on a different device before trusting it. 
  • Similar to other words, suggest telling a trusted person where it is stored for emergencies.
  • The rule is to never enter the phrase on any website or app unless restoring a wallet.

The scams are common in the crypto space. We state that no real wallet or exchange will ask for your phrase. It is a scam if anyone asks for it. They must stay alert at all times.

What Happens If You Lose Your Seed Phrase?

The loss of a seed phrase can be permanent. We explain that crypto is gone forever if the phrase is lost & the device breaks. It has no customer support & no recovery team. They must understand what a seed phrase is before investing in crypto.

Some services claim to recover lost wallets. We urge extreme caution because many are scams. It is best to secure a proper backup from the beginning.

Frequently Asked Questions

What is the safest way to store a seed phrase?

The safest way to store a seed phrase is offline on a fireproof metal backup plate kept in a secure physical location like a safe or bank locker.

How are seed phrases secure?

Seed phrases are secure because they use cryptographic standards (like BIP-39) to generate private keys, making them mathematically resistant to guessing or duplication.

How hard is it to crack a 24-word seed phrase?

Cracking a 24-word seed phrase is practically impossible with current technology due to its 256-bit entropy, which would require more computing power than exists worldwide.

Conclusion

At last, we can conclude that the seed phrase is the foundation of crypto security. We know a 12-word seed phrase or longer holds the key to everything in a wallet. It acts as the master backup. They should treat it like cash & treat it like gold. In other words, remind that the recovery phrase in crypto must stay offline, safe & private. The right steps for how to secure a seed phrase can protect assets & prevent permanent loss. We encourage everyone to secure wallet backup phrase security today. It is wise to act before it is too late.

Disclaimer: BFM Times acts as a source of information for knowledge purposes and does not claim to be a financial advisor. Kindly consult your financial advisor before investing.

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