XRP has seen a wild swing in 2025, ranging from a high of $3.65 to a low of $1.36. In 2026, we expect XRP to cross $3.85, setting a new ATH.
What is XRP?
XRP is the native cryptocurrency of the XRP Ledger, a blockchain created by Ripple Labs. It has been a major blockchain for banking worldwide, with several major banks, including SBI Holdings, American Express, Santander, and PNC Bank, using it for secure, efficient fund transfers.
Fundamental Analysis
XRP has seen major adoption milestones in 2025, thanks to the SEC Paper proposing XRP’s adoption for US government transactions. After the paper, several banks and financial institutions, including SBI Holdings, American Express, Santander, and PNC Bank, have actively adopted the XRP Ledger, its ODL solutions, and its cross-border network for easy, low-cost fund transfers.
XRP has seen major price corrections since mid-July 2025, crashing from $3.6 to $1.9 by November 2025. The crash could be explained by a broad correction in altcoin prices. Crypto markets have been favoring Bitcoin amid its phenomenal rally since October 2024. However, the same fate was avoided by altcoins like XRP, which neither have their own ETFs nor a treasury to act as a demand maker in these markets.
Technical Charts
Price Analysis for 2026
XRP is expected to cross $3 by mid-2026 and then reach $3.8, its ATH, if the US Federal Reserve cuts interest rates further. However, if the Dec 2025 meet results in a no rate cut, we might see another decline till $1.5
